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Savings is one of the major tasks of any household activity. Savings is easily said than done. With inflation; a rate touching the sky which is inversely proportional to the increase in the income further poses a hurdle in the act of saving. However, careful spending and keeping a track of the expenses can go a long way to save money. At the same time there is nothing which could be termed......
With an economy that’s struggling, every small business owner is looking for ways to increase profits, save money and improve efficiency. The good news is there are plenty of ideas that you can find in books and articles. But rather than cover the obvious ones, in today’s tough economy you need new and creative ways to save. Consider the following ten money-saving ideas for you......
Retail pain continues with the news that Mothercare is to close a third of its 373 UK stores. JJB Sports has just announced losses 0f £181.4 million for the year to 30 January 2011, three times the previous year’s loss of £68.6 million. In response they plan to close 89 of their 247 stores over the next two years to reverse their fortunes. And HMV has just had to sell Water......
Perhaps some of you would not believe that you can start saving money at home by managing ideally even the smallest and the cheapest commodities in your home like vinegar. Yes, you read it right. Saving money can be started by this commodity. Of course there are lots of things that can be a effective ways to save money at home but this time, we discuss the importance of vinegar for saving at......
Nowadays, we should strive in creating an effort to save money. As much as possible, we have to try to allocate our income to the most essential ones in order to for us to be able to save. One of important avenue to do this is to make our shopping list checked- whether the products we are purchasing are of that really important; if not, we should learn to minimize the spending we are allocat......
Have you ever taken $20 out of an ATM and wondered later where it went? Start keeping a daily spending diary to keep track of where your money goes. Try it out for one week and you’ll be amazed at how much you can spend on the little things like coffee, eating out and entertainment. Here’s how to do it: Take a blank piece of paper and create a column for each day of the week, Mon......
Saving money on birthday parties is something anyone can do. All it takes is a good plan and some savvy shopping skills. Here are nine tips for celebrations that are frugal and fun. Keep it Small. The easiest way to reduce your birthday party spending is to limit the number of guests. Let your child know the limit, and be firm. Don’t Schedule the Party at a Mealtime. You’ll a......
Everyone gets tempted to go on spending sprees during the holiday season. Sales are on in stores and it is the gifting season and you have so many parties to attend. You want to go shopping, buy gifts and clothes at the discounted sales. There are so many opportunities to spend! All this has a negative impact on your bank balance. How do you save in such a scenario? The good news is that if......
If you really want to start saving on your monthly bills and expenses, then you will want to think about getting an international number. These are equally useful for individuals and businesses who wish to save as much money as possible while still getting the same kind of services they require for every day use. Having one of these numbers means that you will be able to make or receive call......
Saving Money is the key to financial freedom. Unfortunately, talk about savings and most people’s eyes start to glaze over. Inside many people simply feel that life is for living now, not for sometime never in the future and anyway they already contribute to a 401k. This is a big mistake and many people make it; believing that savings are only about retirement. Retirement planning is i......