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The hard earned money must be utilized properly and must be saved to meet future emergency. With the prices of all goods and services touching the skies, when it is becoming difficult to make the ends meet how can one think of saving money? But, a careful analysis of the spending pattern would make you realize your spending habits and help you save some amount of money. Saving must be done w......

With the holiday spending season just around the corner, it’s time to start thinking about strategies for not overspending. Ideally, you’d like to be able to get through to the end of the year buying as little as possible on credit. The average family ends the holiday season having spent between $1,000 to $1,500. Since most people don’t plan on the expense of their giving, ......

Although it is still five months away, Britons are being warned that failing to plan their spending over the Christmas period could impact upon their personal financial situation. In research carried out by Britannia, just under half of the adult population (47 per cent) are said to not be saving money specifically for the festive season, despite predictions among the public that it will set......

Some people do a lot of compulsive buying. It may feel good now that the item has been purchased but this will all go away when the bill comes and there isnt that much money left for savings. Can anything be done to stop this from happening? The answer is yes. All the individual has to do is make a budget plan that everyone in the household will follow. The objective of the family budget i......

Roth IRA : It’s More Than Just a Retirement Saving Plan The best thing that you can give to yourself is a retirement plan. Everyone looks forward for a convenient life in the future that’s for sure. That is primarily because we are working so hard today and we need to reward our hardships with a more convenient tomorrow.This is one of the reasons why people invest, to cope up wit......

Some people create a sound financial plan, but something always seems to get in the way of following that plan. Why is this? Dr. Bernard Poduska, author of ‘For Love & Money,’ writes that most money problems are actually behavior problems. To overcome this, it is important to understand how the conscious and non-conscious parts of the brain work together. Over the last decade......

So far the outlook for gas saving devices and products has been quite grim. The major vehicle manufacturers continue to try to develop something that can work in order to make their cars more appealing to consumers. Built in fuel savings can be accomplished not with gadgets but with attention given in the areas of the design of the vehicle as well as the engine. This is because it is much e......

With gas prices still soaring and now over $4.00 per gallon for the national average, it is getting harder and harder to cope with the higher fuel cost. Many people are trading in their less economic cars and trucks for smaller, more fuel efficent cars. GM is in financial trouble because truck and SUV sales are falling sharply. Gas prices are sqeezing food cost higher, and the overall cost......

We all know that running a car is expensive but how often do we workout exactly what we are spending? There are ways to reduce costs on your current vehicle and factors to consider when buying a new car. Firstly how much is your finance deal costing each month? Car dealers will of course try to sell you their finance package but this may not be the best deal for you. It is well worth taking ......

Your home is undoubtedly the most valuable asset for the vast majority of us and selling it will cost thousands. Using the money saving tips in this article should reduce the cost of moving home. Estate Agent fees vary, so shopping around and don’t forget to haggle and pay one off against the other. You should aim for 1% commission, also push then to limit the tie-in period to no more ......