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If someone were to ask you questions about how you were going to fund your retirement, really fund your life after your regular working pay check stops, how would you answer? Do you have a budget that you stick too? Do you save the maximum amounts in your 401k or SEP or IRA? Do you understand your company plan payout options or do you even have an asset allocation strategy? The more you read......
So you’re looking for information on investment for planning your retirement? The truth is, investing is the most important vehicle to help skyrocket you to achieving your financial goals. Without the power of compounding interest, you simply won’t have enough money for your retirement years. The sad reality is that most people reach their retirement years without nearly enough m......
Most people think that’s all retirement is about — having enough money to sit on the deck, play golf, and visit the grandkids. But that’s the old model — not today’s retirement. I believe you can revolutionize your retirement even if you can’t count on 80% of your current revenue when you stop working. (That’s the secret number according to many r......
There are few times in life worth looking forward to that are better than retirement, unless it is retiring knowing you will have financial security for you and your family. Most people will spend years working, knowing retirement is going to sneak up on them and for most people proper planning will enable them to enjoy their years doing things with their spouse and family that they did not ......
If I say “retirement,” what are the first five words that come to your mind? If they are “leisure,” “relaxation,” “comfort,” “golf” and “old age,” you’re thinking about yesterday’s retirement. This is the 21st century, when the new 60 looks like the old 40. And when retiring means “growth,” ......
When you reach the age wherein you cannot bear hard work anymore, the most common suggestion of your doctor would be retirement. When you retire, you cannot bring your family with you because they have their own life to take care of. This is the reason why you need to find a retirement home which makes sure that you are properly cared for. In order for you to find dependable home care, make ......
Even if you are saving for retirement there’s a good chance that the amount you’ve saved or are projecting to save before retirement does not put you into the financially independent category. There’s also a good chance that the amount you are contributing as has not changed dramatically either. And there’s a good chance that the circumstances that are preventing you ......
As I wrote an earlier article entitled My Story, I grew up in a small farming town in Southeastern Arkansas. One of the things I grew to love was vegetable gardening. Beginning in early Spring and going into Fall, you can find me planting and/or cultivating something. This activity became a great learning tool for me as I began my journey to more of what I wanted from life. To me, gardening ......
As the days of your retirement approaches, the feeling of anxiety and anticipation will continue to build up. And when the day comes to pass, and when the dust starts to settle, you will be left alone in this new phase of your life. For many, there is no need to beat the rush hour traffic or long business meetings. Now is the time to enjoy the fruits of your labor. The many years you have to......
If you are like most people in the ‘over 50’ or Baby Boomer crowd, you are rightfully concerned about having saved enough to provide enough income in your retirement years. That income will be needed to allow you and your spouse to relax and enjoy your well earned retirement years. Like me, you have probably dreamed of the time when you would have more control over your lifestyle......