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The “Pre-Retirement” stage is the period of time you have to plan and take a look at what you might want down the road. Let’s just say you’re 5 or 10 or 15 years or so away from retirement. Don’t rest on your laurels and let the years fly by. Now is the time to take action to plan your retirement. I truly suggest you really take this to heart! Naturally, you wil......

Planning a fun and memorable retirement party can seem like a huge chore if you don’t have a game plan for the party already in place. To help get you on your way, we’ve created a basic guideline that is intended to make your job easier and spark your creativity. For organizational purposes, the guideline is broken down into seven major categories: Venue Selecting the right venu......

Can you afford to retire? Retirement conjures up images of a leisurely lifestyle, with walks by the beach or in the park. Retirement does not occur just like that. It can only happen with proper financial planning. One simply does not exist without the other. Various studies have shown the vast majority of the population (some say as high as 95%) will not have enough funds in their accounts ......

The basic criteria for Social Security Retirement Age are the individual’s birth date. Studies have revealed a fact that these days are more health conscious and thus life spans have increased. And as a counter reaction Social Security Retirement Age has been modified accordingly. People can enjoy the benefits of the service in proportion with their age. There is a section of individu......

Many people do not think ahead about reducing taxes during their retirement years. But actually there are many ways to reduce the amount of taxes that you pay during your retirement years. Some of these include. Maximizing the nontaxable amount of your retirement plan benefits by taking a lump sum distribution limited to your previous contributions. Planning the order and timing of (a) r......

As you think about your retirement life, acknowledge that “who you are” is much more important than “what you do”. This one shift in your belief structure will enhance your chances of having a happier, healthier retirement. Hate change? If so, you’re in for a rude retirement awakening. Why? Because not since adolescence have you experienced as much change as......

Retirement may be a long way off for you , or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost of living and the instability of social security. You have to invest for your retirement, as opposed to saving for it! Let’s st......

All Americans know that retirement planning is vitally important. We know that pensions are a thing of the past, and that Social Security is likely to be “reformed” so that it does not provide the same benefits it once did. We know that we must take the planning bull by the horns ourselves. And yet, few Americans take full advantage of employer-sponsored retirement planning serv......

Over the years you’re sure to have encountered someone who’s told you to put some money into a retirement fund if you haven’t yet already. Many parents are now telling their children who’ve just started to make money to put some away for when they retire. Why do these people feel its so important to pass along the message to ‘save early’? Probably because ......

As a part of your retirement planning, have you thought about a retirement job? Continued income from a post retirement job can have a very substantial positive impact on your retirement finances. Let’s do a fast calculation and see the impact of an after retirement job on your retirement finances. Let’s calculate the amount of investment that you need to generate a monthly incom......