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You already know that if you want to have security in your retirement, you need to act sooner instead of later. The ideal age to start might be 20. But your investments will still add up to much more money if you start investing at the age of 40 or even 50 instead of waiting till you are nigh unto retirement. There are several strategies that you can use for your retirement investment plan. ......

An issue that plagues many retirees is how to manage retirement income in the face of the increasing cost of living. Even with moderate inflation, costs of living tend to increase over time. This can reduce the retirement income retirees can obtain from fixed income investments, even while they must meet higher expenses. Where can you find a source of retirement income that can keep of with ......

The Civil Service Retirement System (CSRS) began in 1920 and has given disability, survivor and retirement benefits for the majority of civilian employees in the Federal government until 1987 when the new Federal Employees Retirement System (FERS) was created. Nevertheless, over two million people carry on receiving Civil Service Retirement System retirement and survivor benefits every month......

It is important for everyone to keep in mind that retirement is an inevitability. Whether or not we are ready for it, there will come a time in our lives where we can simply no longer function at the level we need to in our jobs and will have to leave. Retirement is a part of life that will require careful planning in terms of finances; it is quite a prospect for most people to consider that......

You might be overwhelmed by the number of retirement locations offered across the country. Each of which may provide everything you need or the best comfort and amenities you are looking for. You might be confused on which of the retirement locations you would like to spend your retirement age. Make a checklist of the things you need to help you narrow down your choices. This will help you t......

Continuing Care Retirement Communities are communities used by senior citizens after retirement. They offer a choice of living situations and services. Based on changing needs, retirees can move back and forth between independent living, assisted living and nursing home care. Often unexpected medical expenses can radically alter your vision of a self-sufficient retirement. These types of Ret......

Everybody has an idea of what their dream retirement will look like. However, do you have the math to back it? How will you pay for your dream retirement is the big question. Lets talk retirement investing. Estimate yearly expenses at $45,000. On top of that add pension and social security at $25,000. Add $5000 for items you covet, like that Europe trip or the costly home theater system. Add......