Category Archives: Insurance

American values have always given top priority to the right to privacy. But are you aware of the amount of information you unknowingly pass over to your insurance company, when you apply for auto insurance. Most of this information ends up in database companies who make profit out of selling information about you. Your credit is what most insurance company wants to know. They use this credi......

As soon as you have decided to pursue gastric bypass surgery, you should contact your insurance company right away to find out whether your policy covers the procedure. You can find the number for member services on your insurance card or on the Website for your insurance provider. When you contact a company representative, always be specific about the type of surgery you are going to havefo......

Trying to get the cheapest car insurance can be a headache, but on the other hand it is usually worthwhile doing as you can save yourself quite a bit of money, especially when you take it account that this is something you have to pay for every year, the savings can add up. Here are some things you can look at to get your car insurance costs down: 1. Keep your car in a garage or on a drive ......

Life insurance companies are taking advantage of the Internet by having a website where customers can request free quotes. Even though you are shopping for life insurance, this also gives the agents life insurance leads that they can follow up on, Once you submit a request, the agent that picks it up will send you an email giving you a quote. He/She may follow up on the life insurance leads ......

If you’re planning on spending any amount of time in Mexico then you are going to need special Mexico car insurance. This is a whole different ball game than what we are used to in our country so be prepared for a different type of driving also. Driving in Mexico is very hectic and drivers often bump into you at stoplights and intersections. There is also the danger of having your car ......

A Guide To What to Expect From Your Life Insurance Policy The average life insurance policy isn’t hard to understand you take out this kind of policy to basically get life insurance cover to protect your family. So, if you die unexpectedly, the insurer you are signed up with will pay out on the policy to give your next of kin a lump sum or an income according to the terms of your agr......

Knowing what kind of life insurance to get can be scary and threatening to the average person. Understanding the basic kinds of insurance products available out there can reduce some of that anxiety. How can you tell whether you should go with term life insurance or whole life insurance? Term life insurance generally has the lower monthly premiums of the two. You can get higher coverage for ......

Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim. This true story explains that the situation isn’t always black and white, and demonstrates the severity of the penalty. We have changed some details to protect the anonymity of the policyholder. ......

Although we all dislike paying for it when the time comes around, car insurance is a necessity and has been a legal requirement for all drivers for many years now. However, due to the large number of companies now offering vehicle insurance, paying over the odds shouldn’t be the case, and finding a deal to suit you shouldn’t be a problem. In this brief guide we aim to provide an ......

One of the most important features of permanent life insurance, which is not found in most term life insurance policies, is the Cash Value. When your premium payments are more than the cost of the insurance, the excess goes into a cash value account, which incidentally will also draws interest. It is very much like the saving account portion of your life insurance policy. The actual cash va......