Category Archives: Insurance

Whenever I conduct a workshop or give a talk to a group of agents, I ask how many of them are in the business of selling insurance. Inevitably about 25% raise their hands. My response to them is, If you’re in the business of selling insurance you’ll have a hard time succeeding because NO ONE WANTS TO BUY INSURANCE!” No one wants to buy insurance. Not homeowner’s, auto......

Are you paying too much for your auto insurance? If you believe you are paying too much for your current auto insurance coverage then the following suggestions may help you save money: 1. Shop aroundSure, you’ve read this tip everywhere but it’s true. Only by shopping around for auto insurance coverage and getting quotes on premiums from several insurance companies will you be ab......

Basically, all life insurance policies are either term insurance or whole life insurance, or a combination of the two. However, there are many different forms or variations of life insurance policies. With universal life insurance, you are able adjust the premium and the policy to the amount you think you need. For a person who wants to have control of the financial and investing aspect of ......

Most Americans are struggling to afford health insurance. In just the past few years, the cost of buying health insurance for your family has skyrocketed. I was talking with an insurance agent recently, who told me it’s not unusual at all for his clients to be paying $1,000 to $1,400 per month for their family to be covered. I don’t know many people who can easily afford those ki......

There are many reasons why you may need to purchase supplemental dental insurance. Often times, the basic insurance plan that you have will not cover what it needs to. You may be faced with procedures that you need to have done that are just not covered by your basic plan. Most employers will only offer basic dental insurance. Therefore, you can select to pay out of pocket to have necess......

Has it ever crossed your mind to sit down and calculate how much you spend on insurance every year? If you do the sum, you will be surprised at how much you fork out for all the different types of cover. You’ll also, in all probability, find that you are paying for some types of cover more than once and every element will be adding up to cost you more than you need to pay each year. ......

Sometimes it’s just not enough to be insured, as Simon, our accountant, found out recently. He loves his car, a BMW 7 Series with metallic silver paint, and thinks of it as one of the family. So he made sure when arranging his insurance that he had every angle covered, and he chose to get the optional extra of legal expenses cover. This optional extra doesn’t add much to the pr......

RIDDLE! What is it? They spend thousands encouraging us to buy it. We are advised never to go on holiday without it. But when we want to buy it, they don’t want to sell it to us.Read on ……….. So after much deliberation we have chosen the holiday destination, sorted out the flights, and already we are picturing ourselves languishing on warm sands with the inviting blue......

If you are living in an area like Florida where floods, hurricanes or tornados invade frequently, you have to prepare yourself to face the challenges. Life would be devastatingly tough if you are not prepared. It is sure you cannot fight the forces of nature but you can protect yourself from economic devastation with homeowners insurance. Homeowners insurance can be a blessing during natural......

There are many facets to the world of mental health, especially when it comes to health insurance and finding adequate coverage for a variety of afflictions and disorders. We’ve put together some answers to some of the more common questions revolving around these topics for you below. Do most health plans include mental health coverage? The answer, simply put, is yes. The vast majori......