Category Archives: Retirement

Allow me, if you will, to offer the following definition of retirement. Retirement is the state of having separated from one’s paycheck-to-paycheck job. The “paycheck-to-paycheck” description is important. The majority of people who retire to incomes lower than their pre-retirement levels are the people who have the greatest challenge saving for retirement, namely, payc......

So how can you compare retirement planning software to find out which one is the best for you? The great thing about today is that there are literally millions of websites on the Internet to help you achieve your retirement planning goals. Unfortunately, this vast amount of competition can make finding the right retirement planning software rather difficult, because there are so many to choo......

Retirement planning doesn’t have to be a daunting task. In addition to a pension, social security and a 401k, the happiest retirees secure investments long before they retire and reap the benefits for that Bahamas cruise later on. Stocks and mutual funds aren’t just terms for Wall Street brokers anymore. They’re assets to anyone with a desire for more money. Why not benefi......

All around us, people are getting rich off real estate, buying at just the right time and reselling at higher values or by using tenant rent money to pay off an existing mortgage. Are investment properties a good idea? Or is the market in a downward spiral? As with anything, there’s no one-size-fits-all solution, but getting information is the first step to assessing whether or not in......

During school/college it seemed so easy to develop any number of ideas to really change the world. Ideas were so easy to develop when we were there because there wasn’t any of that nuisance thing called experience to keep us back, we were free to imaging in a totally unhindered way. We knew we could easily feed the world, just like Robin Hood”, we would take a little from th......

This may come as a shock to many people, but after a lifetime of working, Social Security retirement benefits do not provide enough for most people to live on, especially if they plan to continue their previous standard of living. In order to maintain their quality of life, they will need something to supplement the government retirement benefits they earned during their lifetime. Although m......

Many people forget during their retirement planning to plan for each and every expense that will arise during their retirement. This is exactly the reason the vast majority of Americans get to their retirement years and find they don’t have enough money to retire on. According to the Social security administration, 95% of people will not be able to retire comfortably. Unfortunately, th......

When you are young, you rarely think about what you are going to do when you are too old to work. How are you going to afford your bills and other expenses with no income, or many people expect benefits like social security to be around. However, this may not be the case and so having a good solid retirement plan and getting started with that retirement plan early means you will be able to s......

Losing half of my income by going into retirement was a really shocking eye-opener for me. I had obviously not done enough saving. How could that be? I felt terribly. I felt that I was a failure in some way. It only dawned on me later that I could only have saved more by earning more or by reducing expenditures in other areas; in other words, by adopting a lower standard of living while wor......

There are many people who will offer you a retirement planning tip to help you achieve the retirement you’ve always wanted. Of course, not all this information is good. First of all, you need to realize that the most important part of your retirement planning is your investing. Most people pay very little attention to their investing activity, and simply let their employer handle where......