Category Archives: Saving & Spending

It is very true that a wedding can be something very costly. You may want to find ways to save money on your wedding. This is especially true if you are on a tight budget. In fact, it is always a good idea to save money on your wedding unless you are a very wealthy person. On one hand, you will need some money for your new life after marriage. On the other hand, the money saved can be spent ......

As described by the US department of energy, heating and cooling accounts for 56% of a typical home, these expenses represent a great portion of our electric bills and can be a serious burden to energy plants according to peak hours during summer or winter seasons, thats why we need to learn how to lower our energy consumption which will in term help us save money. In some cases, changing th......

With the festive season rapidly approaching more Britons will have to consider their finances with caution, an industry expert has reported. According to James Ketchell, spokesperson for the Consumer Credit Counselling Service (CCCS), there will be a need for people to manage their spending effectively and keep within budgets in the weeks leading up to Christmas. And by doing so it is possib......

We all have fixed expenses – mortgage / rent, insurance, taxes, utilities, – expenses that rarely change and are hard to miss because we write large monthly or quarterly checks. But, what about your other expenses? All your little trips to the store can sneak up on you, causing you to spend more than you planned. Variable expenses can take a surprisingly large chunk of your budge......

While savers are often applauded for their self-control in putting money aside, it may be the case that a large number are not the brilliant budgeteers they claim to be. According to new research, around two-thirds of savers admit to looking to their savings when they want to buy themselves a treat, rather than starting a separate fund or sourcing money from elsewhere. Price comparison site ......

Over the past years, I have come up with many ways to save money besides simply not spending money on things I don’t need. The fact is changing little spending habits can go a long way in the short and long term. All you need to do is understand your spending habits and change them. There are five main tactics I use to save money on a daily basis. The money I save on these tactics is s......

Answer these questions truthfully: 1.)Does your spouse or partner complain that you spend too much money? 2.)Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had? 3.)Do you have more shoes and clothes in your closet than you could ever possibly wear? 4.)Do you own every new gadget before it has time to collect dust on a retaile......

So you’re saving for a home, and at the same time the holiday season is approaching. It seems that every year you’re left with a mountain of debt at the end of the season. Don’t despair; you are not alone. The American economy is relying on you to over spend this year; in fact according to the National Retail Federation, holiday shopping in November and December is projecte......

The best way to save money starts at home. We might have been taking this for granted but starting saving from home really of great help for you to be able to slash even a little from your total expenses and put it in your savings. This household money saving tips gives you ideas on how to save even out of your smallest home needs spending. In usual home scenario, most of us worry when the......