Category Archives: Saving & Spending

The budget is one of the big challenges for stay at home moms. In many places it is really tough living on a single budget, and money is one of the biggest obstacles for people who want to stay at home but don’t think they can. But if you challenge yourself to save money, you may be surprised at what you can accomplish. If you’re even thinking about becoming a stay at home mom, t......

Want to find more ways to save some money this year? You are not alone! Two-thirds of post on parents.com say they “hope to get out of debt, save for specific projects, or eliminate excess spending this year.” With the right planning and some good advice, you will find that you can do it and help your spouse and children learn along with you. “Adults who are expert savers ......

A list of a hundred money saving ideas would not be hard to compile. There are certainly ways to save money on everything from peanut butter to car repairs. But there are also a few more universal ideas that are most important if you want to habitually save on the things you buy. Here are six of them. 1. Start Big There is a time and place to start looking for ways to buy a cheaper pair of s......

If you’re like most people, holiday shopping is inevitable. Make the most of it with these eight tips. 1. Make a gift-giving budget–and stick to it.It’s easy to get caught up in the spirit of the season and give beyond your means. This situation, though arrived at with the best of intentions, is something to avoid. Fortunately, with a little forethought, you can create a......

The truth about the matter is that gas prices will only continue to rise so saving gas is becoming a necessity these days. Anyone who doesn’t look for ways to save gas will only be doing themselves a great disfavor, and their finances will suffer as a result. Gas credit cards for gas purchases afford you the opportunity to save gas costs. You have to be particular about the gas credit ......

Savings is one of the major tasks of any household activity. Savings is easily said than done. With inflation; a rate touching the sky which is inversely proportional to the increase in the income further poses a hurdle in the act of saving. However, careful spending and keeping a track of the expenses can go a long way to save money. At the same time there is nothing which could be termed......

With an economy that’s struggling, every small business owner is looking for ways to increase profits, save money and improve efficiency. The good news is there are plenty of ideas that you can find in books and articles. But rather than cover the obvious ones, in today’s tough economy you need new and creative ways to save. Consider the following ten money-saving ideas for you......

Retail pain continues with the news that Mothercare is to close a third of its 373 UK stores. JJB Sports has just announced losses 0f £181.4 million for the year to 30 January 2011, three times the previous year’s loss of £68.6 million. In response they plan to close 89 of their 247 stores over the next two years to reverse their fortunes. And HMV has just had to sell Water......

Perhaps some of you would not believe that you can start saving money at home by managing ideally even the smallest and the cheapest commodities in your home like vinegar. Yes, you read it right. Saving money can be started by this commodity. Of course there are lots of things that can be a effective ways to save money at home but this time, we discuss the importance of vinegar for saving at......

Nowadays, we should strive in creating an effort to save money. As much as possible, we have to try to allocate our income to the most essential ones in order to for us to be able to save. One of important avenue to do this is to make our shopping list checked- whether the products we are purchasing are of that really important; if not, we should learn to minimize the spending we are allocat......