Category Archives: Saving & Spending

Ah, the holiday season! Turkey and dressing, pumpkin pie, Santa hats, jingle bells, and lots and lots of eggnog make the season a delight. But all fun and reindeer games aside, you have to be careful to make sure you don’t wind up as poor as Tiny Tim! Americans can spend as much as $1,000 a year on gifts for family and friends. That is a big chunk of money that can hit you pretty hard ......

With the continuing rise of unemployment, soaring of prices of basic commodities, we tend ask ourselves on what are some tips of saving money. We browse the net, find experts to give the best way to save money, listen to television or radio program who are discussing tips of saving money. You are eager to hear advice on saving money. That is how we are eager to learn some things that could b......

Britons are increasingly looking to save money as they are evermore preparing for their financial future, new figures reveal. In research released in NS&I’s Quarterly Savings Survey, some 20 per cent of those who regularly put money away confess that they are saveaholics – as they are setting cash aside at every possible opportunity. Meanwhile, just over a third (35 per cent)......

Many excellent articles have been written offering useful, innovative tips on ways to save money. We’d like to take a different approach. Let’s look at what we call the “philosophy of frugal living.” Don’t confuse “frugal” with “stingy”. What’s the difference? If you’re being frugal, you make use of the coupon in your Ente......

I think the Secretary of the Treasury should issue a warning that having children is hazardous to the health of parents’ finances. In self defense we should teach our children about saving money as soon as they’ve swallowed their first penny or had their first visit from the tooth fairy. My younger son was a fast learner. He started his own business at age seven. When his older ......

In the course of life, many lessons are learnt. Some of these lessons are learnt in Chemistry class. Others are studied just before the exams. Yet other lessons are learnt outside our classrooms. We learn to be less naive and a lot more careful. We learn to become more disciplined and determined. We learn the importance of being earnest. We understand the need to be honest and to be a person......

In today’s tough economy, it seems pretty normal to have debt. Most people today, regardless of their financial status, are into debt. In many times, financial decisions are based on emotion rather than logic. The question now is, who have more debts, men or women? What factors are behind this interesting phenomenon? Statistics on Debt and Money Management Between Men and Women Accord......

While many people say that everyone is created equal, we have to admit that some people are better off than others. It is evidenced by the big gap between the rich and the poor. We can observe that some are living in the luxury of what life has to offer, while you can also find many people worldwide who don’t even have anything to eat. While many are spending money to buy expensive me......

What is a Coupon Website A coupon website, as the name suggests, is a site where you can find saving coupons and promo codes for online savings. There are hundreds of such websites which offer coupons for almost every online shopping category, be it apparel/clothing, electronics, grocery, home appliances, beauty/cosmetics, jewelry, books or office supplies. You name it, they have it. The ave......

There are millions of lucky people out there who are responsible to the hilt. They pay off their credit cards each month, avoiding interest, and really getting the benefits of those cash back percentages and awards of some sort. But what about the rest of us, who feel like misfits? Are we stupid? Where did we go wrong with this area of lives? It’s time to stop feeling like a butthead (......