Category Archives: Saving & Spending

During financial tough times and on a limited income it is important to save as much as you can of your paycheck by being smart on how we consume and purchase daily items. The following list will help with ideas to think more frugally and make your spending dollars go further. Here is the list: 1.Research warehouse stores before hand and see if you can get the usual items that you buy or re......

There are many situations when traditional forms of health care cost coverage are not adequate to encompass all types of treatments and health issues. A good option for anyone in business to consider is to invest in a health spending account that allows you to provide this type of coverage for your employees. Unlike traditional types of insurance plans these plans have benefits for both the ......

If you are at your wits end figuring out how to save your relationship perhaps you need to reflect firstly and consider the most important point. Before work begins on saving any struggling relationship, the most crucial question one needs to answer truthfully is whether it’s worth saving in the first place. Here’s the problem with many couples – they allow emotions to domi......

How to Have a Successful Marriage: Characteristics to show you the RIGHT way to save your marriage and to stop your divorce, Pt 5: Developing a Secure Sense of Self, Pt.2 – Distress Before I share with you the challenges for you to overcome in order to develop a strong and secure sense of self, and what you can do to accomplish that task, there’s one more aspect of a insecure sen......

There you are, walking down the store aisle, and you see it. “It” can be anything from a candy bar to a magazine to some tool you’ve wanted for months. It doesn’t cost much, so you go ahead and buy it. It’s called impulse buying, and it’s one of the biggest hindrances to your financial wellbeing. While each item may not cost much, impulse buying is one of ......

Big cars are no longer considered a gas effective possession because of their penchant to guzzle up gas. if you drive a monster for a car and you want to save gas, it’s time to consider buying a much smaller car. One of the myths that surround saving gas is that topping your tank up to its brim makes you have more gas to use throughout the week. When you top up your gas tank and you f......

As thousands of young people are set to go abroad with friends over this summer, a lack of budgeting skills could see their parents develop debt problems, it has been suggested. According to a study of teenagers carried out by Lloyds TSB Travel Money Card, a quarter of respondents intend to phone home when they have run out of cash while abroad. Meanwhile, some 32 per cent plan to financiall......

One area where you will really need to be cost savvy is when it comes to fuel. Fortunately fuel prices are on the decline, but they are still up there and it can really add up. There area a few precautions you can take to save whenever possible. Make sure your hull is clean. A clean hull will help you save on fuel costs because it will affect your boats performance. If the hull is clea......

One of the best ways to get ahead financially is to know how to shop smart, without diminishing your lifestyle. Reduce your costs at the grocery store simply and easily each week with these tips: Clip Those Coupons. Sift through your Sunday newspaper, magazines and circulars, or download and print coupons from Internet coupon banks. Make sure that the coupons you clip or print are for item......

Myth: You can save time. There is no way you can bank unused hours. Each hour gets spent. Time is the most democratic of resources. Everyone is given the same amount every day. Since every minute is nonrenewable, all that matters is how you are using your time this minute. You might recognize these two colleagues who started work in the same department at the same time. Meet John: He is the ......