Category Archives: Saving & Spending

The concept of saving money has been misconstrued by many people. First of all there are lots of people out there, who do not give a damn about saving at all. They were in bliss all these years, when the economy was so healthy and they did not feel the pinch of shortage of money for spending. But the world has changed due to strenuous economic situations, for no fault of the people of course......
Most newly-married couples are having a hard time adjusting to a different way of life, especially when it comes to financial matters. As separate individuals, your spending habits will differ. This is why you both need to make certain adjustments to combine the household budget. Here are some ways on how you and your partner can make the ‘financial aspect’ of your marriage har......
Red sale signs line store aisles, and daily emails arrive in most email boxes advertising online bargains. The race is on to win our dollars. Especially in today’s economy, many are watching the way they spend paychecks. One of our customers has started paying for her purchases with cash, not with check or debit card. She said that habit makes her more aware of exactly how much she is ......
Millions of people are suffering from economic problems. Learn how to save more money by cutting back on your spending. 1. Don’t buy things that aren’t necessities. This tip seems simple enough, but how many people actually apply it to their everyday lives? The truth is that we all blow our hard earned money on material objects which simply aren’t necessary. These things on......
There are many valid reasons to start looking for alternative fuels for your car. There is the looming danger of global warming, and of course, the most pressing as of the moment, the current global economic downturn. It is for these reasons that many people are looking for ways to lower their spending on fuels. While it may take more than just decades to totally eradicate the use of fossil......
There isn’t a business alive at the moment that isn’t looking to save money on a daily basis. No matter how successful or established in these tough economic times, every business needs to rethink their spending habits discovering new and inventive ways to cut the cost of their outgoings.Coupled with this is the conscience that resonates throughout customers and business owners alike, as we ......
The expenses of running an Internet business are low relative to common business expenses. But existing consumption habits may cause cash burning. New Internet enterprisers are apt to find within few months that they spent the budget, and the burden of household payments forces them to return to the labor market. Here is an action plan for a balanced budget. It is a list of the most importan......
Running a small to mid-size business is getting more and more expensive. Operational costs, product purchases, shipping, gasoline � it seems every aspect of the economy is seeing price increases. Businesses continue to attempt to reinvest for future opportunities with every profit that isn’t being used to keep the business afloat. Paying salaries and purchasing goods are necessary. With empl......
Year after year, consumers experience the seemingly never ending increase in health care costs. As the national health care debate continues to shape the future of programs, individuals are finding ways to plan and prepare for medical expenditures today. The financial constraints on an average family make paying for the rising costs of premiums, services, hospital stays and prescription drug......
Spending money wisely is one of the biggest things we all worry about. We are told not to spend more money than we earn. If you earn $ 2,000 a month you shouldn’t be spending $ 2,500 during that month. But it is easier said than done, we might pass by a shop and start buying things on impulse e.g. shoes (for ladies) and other clothing. Spending money is tricky especially if you want to make ......